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Mortgage
Reliable Real Estate Mortgage Information and Links to Mortgage Sites
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US $999.00
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US $2.60
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How to get a bigger mortgage with out a deposit?
we want to move to a bigger house and get a bigger mortgage, but dont have much of a deposit.
I am about to buy a home with an inground pool that is 12 years old in fair condition. The type of mortgage?
The type of mortgage loan I am getting is 100 % financing USDA , but will not finance the value the pool brings to the home on the appraisal. Does anybody have any idea what kind of value, if any, does an inground pool bring to the value of a home on an appraisal. Just kinda know how much $$ I am looking at. Thanks.
What kind of things do they look for in an FHA inspection for a mortgage?
I have been getting so many mixed answers from realtors, mortgage companies etc. Some have told me the inspections aren't that strict, basically just health and safety ie. no mold, structurally sound, etc. I have however have others told me that there must be carpet or flooring. Paint must be in good condition. Must have appliances, etc.I am pretty handy and was planning on buying a fixer upper, nothing major but cosmetic stuff. I'm afraid I'll wind up getting all excited, wasting money on an FHA inspection only to find out I can't get the loan.What exactly is a deal breaker when it comes to FHA inspections? Also, I have heard something bad on an inspection doesn't mean you can't get the loan, just means it has to be fixed. If the seller isn't willing to pay or say it's a bank propterty the buyer can get it fixed right? My question about this is why would someoen put money into fixing a house they don't own when anything could happen such as you can't get the mortgage but you sunk 5k into fixing this house? What is hte 203k loan? Is it basically an assurance you will get the house providing you do the repairs with the 203k money?
We are moving in and part purchasing a house - why cant we get a mortgage? Advice really needed pls!?
my partner and i are moving in with his parents or hoping too .we both need to sell our houses, ours is currently under mortgage. The house we are buying is worth 450,000. His parents are putting in 300k in cash and we are getting a mortgage for the 150k. neither of us can afford to do it without the other. we have been told mortgage is no problem as long as it is only in our name but to get the house in both names we need his parents to be on it. doing it this way means we cannot get a mortgage due to his parents age or we can but only over 10 years which is out of the question . surely this is crazy? the house is worth 3 times the amount we want to borrow Any advice?
Amount you could borrow from mortgage.?
I currently get 100 % financing from USDA with 5.25 % interest rate, and the max of $165.000. My question is, if I go to another lender, could I get any more than $165.000?
If someone has paid their mortgage and gives the house to their grand kid, does he have a mortgage?
My boyfriends grandma is giving him her house before she moves to a group home and she has paid her mortgage, will he have to pay a mortgage when it is his? And how much year would it cost t ensure, hydro and such?
How to get out of a joint mortgage?
I share a flat mortgage with my sister in London but after 8 years I can't bear it anymore How do i get out of it, bearing in mind the current economic climate? We both want to live separately but of course ideally would like to buy separate places of our own. Our flat needs doing up and so may not have made much money during that time. If we sold our flat would we be able to buy separately places in London still? The situation is made more complicated as she has been made redundant and currently is doing temp work. Obviously the situation has to be beneficial to us both. What should I do? If we find we cannot sell the flat, what are our other options?
How can you qualify for a higher mortgage?
If you boost your monthly income for 2 months,would that help????....Thanks...Lets say your credit is perfect,you have no debt .......
What can I do when Im the one that been paying the mortgage?
OK, I lived at my dads house for a long time. The mortgage is payed through my bank account automatically. I finally decided to move out but I started having problems with my sisters. they all of a sudden acting mad and wanting me to move and get all of my things. Now I know its my fathers house but I shouldered everything including utility and my fathers car insurance. My father basically lived for free, and also I fixed everything that needed to be fixed. Even before we moved out I got the electricity fixed, out of my own pocket. Anyway my sisters touched most of my stuff and put them out of the house. Not on the street or anything, but they packed my stuff. They even told my daughter that if I dont move my things that they will have a garage sale. Now I just want to know if anyone know what I can do and should do in my situation. Thanks P.S. I was advice by someone that if my sister is just trying to take over the house just in case my father pass. She said that I have more right than anyone because I been paying the mortgage and its actually in papers.
Help with keeping my existing mortgage product and buying another house please!?
I understand that I can keep my current mortgage product when buying another house but recently, my partner was made redundant and my pay has dramatically declined through my job. Even though I can still afford the current mortgage every month, where do I stand with buying another house? Will my mortgage company ask me income related questions again for the new house? Because if that's the case I will not be able to take out another mortgage.
If a family are having the interest on their mortgage paid by the Benefits agency- can they get help with damp?
There is mould growing and it smells musty. All around the edges of the ceiling there is black mould growing and I am presently out of work. I don't know what help I can get or from where. There are 4 children living here and I feel it is a health risk do you know anything about this type of risk? Can the wall isulation that has been done be the cause? could it have been the condensing boiler causing the problem as there wasn't a problem when we had an old boiler and tank in the loft etc? I am uncertain of what is going on and how to get out of this mess but am really concerned for my children.
Im relocating to Newcastle from Aberdeen, will i struggle to get a mortgage.......?
I currently live in Aberdeen and i am relocating to Newcastle, my plan was to find a house first then still work live up here until i find a job down there, will i struggle to get a mortgage if i dont have work down in newcastle yet? basically do i need to be employed in newcastle before a mortgage lender will give me a mortgage?
WHAT R THE BEST ? 2 ASK A MORTGAGE LENDER INSTEAD OF THE ? THEY ASK U TO SAVE YOUR SELF MONEY AND TIME?
What r the best questions, to ask a mortgage lender to save $ and points and no hidden fees
Mortgage Valuation Report or Homebuyers Survey?
I am confused as to exactly what they check on these surveys. I noted that it doesnt cover wiring, drainage and structrual, so what do they cover, I mean what exactly are they looking for?I am a first time buyer and not sure what to do next?I know that you have to get a Valuation report but I remember someone telling me the findings of a Homebuyers survey can be critical to the amount they will offer you the mortgage for, is this true?The house does not seem to have any noticable problems, just needs modernising really, it is possible it may need rewiring as it belongs to an old lady and the fuse box looks a bit past it, but they dont cover the wiring anyway, but otherwise its in good nick.Any advice is helpful, thanks in advance.
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