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At what point in my mortgage refinancing am I still able to withdraw my loan request in favor of a better rate?
I locked in when my lender offered 5.5 % but now rates are in the 4 %s. I've turned in some signed documents and the closing is next week. What are my options? Can I reneg?

Can you tear down your current home and build a new one on your lot IF you are paying a mortgage on it?
Despite possible appearances, this is a serious question. To date we have considered extremely extensive remodeling, doubling our square footage and making the house into something totally different, with an open loft, vaulted ceiling, huge family room, etc. At a point, it almost looks smarter and at least as economical to build a new home on our large lot and demolish the one we are paying for. Has anyone done this? Is it insane to consider it? Will a bank ever go along with this, and what would be the short term and long term mortgage ramifications?In advance, thanks for thinking about this, sharing your experience and anything you can offer int he way of help.

How can I remove my wife's name from the deeds to our house without renewing mortgage?
My wife and I are separated and going through a divorce. She has said that she does not want anything to do with the house there is no equity at present and I am paying the mortgage . My wife left the matrimonial home when we separated. I need to keep the house on as I have my two children who I have to stay over three four nights a week, I do not want to sell it. I have looked into remortgaging the house in just my name but cannot raise the necessary amount. Can I get her name removed from the deeds she is thinking about declaring herself bankrupt as she has racked up a lot of debt since we separated and cannot afford the repayments

My landlord (who lives upstairs from me) is planning on refinancing her mortgage so she is having someone?
come and check out the place on Thursday night, May 12, 2011. I have a lot of stuff in my apartment but am trying to downsize and have been for a few years now and am still working on it. What I want to know is, is there a particular area where they will look that I can maybe concentrate and work on first so that she will get a good review? I obviously can't clean a whole apartment in two nights after work. Any suggestions would be appreciated. Thanks.

What can I do when Im the one that been paying the mortgage?
OK, I lived at my dads house for a long time. The mortgage is payed through my bank account automatically. I finally decided to move out but I started having problems with my sisters. they all of a sudden acting mad and wanting me to move and get all of my things. Now I know its my fathers house but I shouldered everything including utility and my fathers car insurance. My father basically lived for free, and also I fixed everything that needed to be fixed. Even before we moved out I got the electricity fixed, out of my own pocket. Anyway my sisters touched most of my stuff and put them out of the house. Not on the street or anything, but they packed my stuff. They even told my daughter that if I dont move my things that they will have a garage sale. Now I just want to know if anyone know what I can do and should do in my situation. Thanks P.S. I was advice by someone that if my sister is just trying to take over the house just in case my father pass. She said that I have more right than anyone because I been paying the mortgage and its actually in papers.

Help with keeping my existing mortgage product and buying another house please!?
I understand that I can keep my current mortgage product when buying another house but recently, my partner was made redundant and my pay has dramatically declined through my job. Even though I can still afford the current mortgage every month, where do I stand with buying another house? Will my mortgage company ask me income related questions again for the new house? Because if that's the case I will not be able to take out another mortgage.

Can you get a mortgage if you have poor credit but a 50% plus deposit?
I have a poor average credit rating due to a bank error and my own ignorance. I was staying abroad for several months, and had been advised by my bank that they had branches in the US, however it was an error on their part. I rang up my bank without defaulting and they said they'd pause my payments. However when I came back, they got very insistent that I repaid it all with a resolve loan nobody told me it would affect my credit rating or that halting my payments was an issue and I was only young.Anyway...fastforward 8 years later. My resolve loan is paid off. My student loan is paid off. I owe nothing to anyone save for a 2000 overdraft which I could get rid of over the next couple of months . I am in full time employment 35,400 per year and have a deposit of 50,000. I want to buy a property for 90,000. What are my chances of getting a mortgage and is there a specific lender you'd advise for those with poor ish credit ratings but a large deposit?

To: 'old home' renovators. Do you have a 203k mortgage?
Did you go through a 'nationally' known bank? Is it a difficult process? My bank doesn't offer this loan, and the home I'm looking into needs about $20,000 in renovations

Amount you could borrow from mortgage.?
I currently get 100 % financing from USDA with 5.25 % interest rate, and the max of $165.000. My question is, if I go to another lender, could I get any more than $165.000?

How can you qualify for a higher mortgage?
If you boost your monthly income for 2 months,would that help????....Thanks...Lets say your credit is perfect,you have no debt .......

How to get a bigger mortgage with out a deposit?
we want to move to a bigger house and get a bigger mortgage, but dont have much of a deposit.

If someone has paid their mortgage and gives the house to their grand kid, does he have a mortgage?
My boyfriends grandma is giving him her house before she moves to a group home and she has paid her mortgage, will he have to pay a mortgage when it is his? And how much year would it cost t ensure, hydro and such?

Can i add renovation costs to a mortgage?


WHAT R THE BEST ? 2 ASK A MORTGAGE LENDER INSTEAD OF THE ? THEY ASK U TO SAVE YOUR SELF MONEY AND TIME?
What r the best questions, to ask a mortgage lender to save $ and points and no hidden fees

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