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Loans
Reliable Personal Loan information and links to personal loan sites.
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US $4.39
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US $19.99
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Are small business loans hard to qualify for in a rough economy like this?
How long before student loans are reported to a credit agency?
I have student loan debt spread out over 3 institutions. One of which negotiated payments with me over the phone, another I'm still haggling with to meet a fair payment amount, and the last one reported me to TransUnion without warning. Sallie Mae informed me, after refusing to negotiate in good faith, that they would start attacking my credit. Please keep in mind I have been paying the maximum payment I can afford per month and have told them time and time again. I was warned by Sallie Mae, but never received a warning before the third institution put 5 dings on my credit without my knowledge. Where can I find the guidelines for reporting debt to credit agencies? Again I received no warning and have never missed payments. In fact this institution and I negotiated payment amounts over the phone. Its sort of a moot point now, but does anyone know where guidelines are? I have tried calling the US Department of Education and the company's ombudsman with little success.
If you are in default on your private student loans can they sue for ownership of a business you own?
I have a business that I have had for some time, and I do have a little bit of investment money in my business account and assets. I was working before the recession of 2009 through today, and I have just managed to scrape by and I am finally starting my business back up again since the economy is picking up. I do earn a lot less than I used to and I do not make anywhere near enough to pay my student loan payments. I have declared Chapter 7 bankruptcy and my student loans are in default. Since I do have a business that I am using in order to make a living, am I in danger of losing my business if the private student loan companies sue me or take any other legal action against me? Or, is my business safe since I am making a living off of it. It is not enough to cover living expenses and the monthly student loan payments. Is there a way that the student loan companies can take my assets from the business to pay down some of the student loan debt that I owe? This is the only way I make a living, as I have been on government aide before that.I also realize that the Chapter 7 bankruptcy does not wipe out the student loan debt. Thank you in advance for any help provided.
Is it possible to get $34,000 in student loans if your parents have bad credit?
I need this much for school and I know it is expensive and I know about the fafsa and have already applied but I'm just saying IF it came down to it as a last resort, would it be possible to get this much in federal student loans if my parents have bad credit and no money for me to go to college
Avoid paying interest on student loans?
My friend he has like 40000 dollars in student loan from the govermint, how could he make a strategy to avoid paying the most interest?
Do any one no a company that consolidate car title loans?
Regarding student loans from 1993-1996?
Hi, I have a student loan from 1993 1996, which I stupidly forgot to defer. Anyway... it is now with Link Financial who I pay 7 month to. As interest is put on top of the loan amount, and there is no way I'll ever be able to pay it as I've been ill since leaving uni. Has anybody any suggestions will it ever be written off? I know if I hadn't defaulted it would have been written off aged 60, but what about the ones that have been sent to Link Financial?Does anybody know if I can get the interest stopped? I know you can with other debts in the hands of debt collectors, but what about student loans?sorry I forgot to say it's a UK student loan.
Which loan will you pay off first?
I currently have 3 loans and I make decent money and want to pay off one of the loans off first, which loan do you think I should pay off first?1 Mortgage, 30 years fix, 6 %, I still have 23 years more to go, about 420k left2 Equity loan, $50 a year to keep it open, prime .25 rate, about 72k left3 Student loan, 6 %, about 40k left, I can't claim it on my tax return because of my AGIThoughts? Thanks Additional detail, both the student loan and mortgage are fixed term loans. Thanks
Paying off a loan from my parents?
Just want to see if anyone has any creative ideas about how to get out of this situation... I took a $12K loan from my parents to purchase a vehicle. I was making payments to them and everything was fine for a year and a half, and then the car was totaled by some idiot that ran a stop sign.I had to use another $3K from them to buy a beater, because I would be making 2 " car payments" if I were to finance a new used car from a dealer. I used the money from the insurance to pay off all credit cards rationale was that I was effectively paying 0 % interest to my parents and an average of 15 % to the credit card companies school loans . So now, the balance is down to $13,000 and I'm paying my parents $300 month, but I'm driving a car that probably isn't even worth $3,000. Anyone have any solutions as far as how to get out of the loan from my parents? I want to repay them, but it's going to take me 3 1 2 years at this rate, and I don't think my current vehicle will last that long.
Can I get a home loan with short-term W2 income from various companies?
My fiance and I are trying to get pre approved for a home loan, and the banker is saying the last 6 months of my income won't count, because it is W2 from a job that will not continue much longer. I freelance between a few companies, most pay my s corp so I get credit for K1 income , but the recent job is longer term 6 months , and has me on W2. Will some bankers honor this income and others won't? Or is this type of income not compatible with getting loans?
How long can you be chased for a defected loan?
ok, i had a business loan with my business partner from a bank, orginally taken out in say 1999 or close to.The loan was paid in installments each month up untill early 2001 when one month there were insufficient funds in the account for the payment to out out in full.However there was sufficent funds in the account 2 days later additional funs.The bank however decided because the full monthly loan repayment wasn't in the account in full on the scheduled repayment day that they would close the account down and said i would have to pay the amount in full, no questions asked or options to bring the account back on track.Shortly after my business partnership ceased trading anyway and I never heard anything from the bank again regarding the outstanding amount up untill today 10 to 11 years later when i received a letter from a collection company who didn't specify what details of the account were untill I called them.They said that there is an outstanding amount owed on that loan and were chasing payment.They also said that i could get a 60 % reduction on the amount if I settled straight away.I have asked them for more details because they didn't give me anything other than the amount outstanding , which bank gave the loan and that they had taken it from another collection or angency etc. I'm not sure where I stand legally after it being such a long period of time and not hearing anything.I have heard that defected loans after such a long period can expire?Any help or thoughs appreciatedregardssorry when i say they closed the account, what the bank did is close my bank account with funds in it not sure what happened to the funds and said they would ask for the loan in full.But i never heard anything again untill now, they might say they couldn't contact me but I lived at the same address where the loan was registered for a fair number of years before moving address and they have found my address after all this time...almost 11 years later.It just seems a bit odd.
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