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Loans
Reliable Personal Loan information and links to personal loan sites.
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Do unpaid auto loans disappear from credit reports?
About 10 years ago, my ex moved to Texas and his half sister used some of his personal info to buy a car in Michigan. It really messed us up when we tried to buy a car of our own I thought it would be an open shut case. She didn't even use his last name or address for the fraud. .. But instead of that serving as proof that he didn't do it, they just marked the fake info as an alias. He has spent the last 9 years avoiding anything and everything related to credit. He knows it will just make him look bad when they pull up his report and see multiple bad items, including an unpaid vehicle loan. So to my question It has been almost 11 years since the car went on his credit report. Should it have disappeared by now? Or does something as big as purchasing an automobile stay on forever? I would like to push him to let me run a credit check and help get any false information cleared. But first I want an idea what I am up against.A Hunch Thanks for the warning I hope they do not try to garnish his wages. I am all for people paying what they owe. But in this case he does not owe it and we cannot figure out an affordable way for him to prove it.
If someone takes out a home loan or auto loan in your name is the stuff they get legally yours?
i triued to access my credit score and it wouldnt let me. i kept geting asked questions about streets i never heard of and ap parently i have a auto loan from 2000 out in my name v i was 8 and a home loan out in my name as well. the monthly payments for the home loan are in the 2000 dollars a month range. i was unable to veiw my actual scores because apparently having never heard of the loans i answered the questions wrong. so myu question is if the things the theif buys are payed off does that mean when they catc the person the house and car are mine?
Can I get a auto loan with a credit score of..?
Can I get an auto loan or a motorcycle loan with a credit score of 648? I only have student loans and a credit card with a 500$ limit that I have had for 6 months and paid it off every month. Look for about a 5 6k loan. Thanks
What are my chances of getting an auto loan?
Okay so Ive had 2 loans through my credit union 1st one is done paid off never had a late payment 2nd one I'm still paying and owe about 2000$ more and haven't had a late payment. The current loan I have is on my car and I want to sell my car for 2500$ and pay off my loan? Would this be possible? And if so what are my chances of then getting another loan for a newer car for probably 6500$? I have never had late payments on my loans so I'm wondering if this would be fairly easy or would the chances be slim to get another car loan?I want to get an 2003 Audi A4.
What is a reasonable auto loan amount to ask for?
I have a $2500 auto loan through my credit union, this is my first real credit history aside form a small credit card and some good standing school loans. I am about to pay off the loan and the whole loan only took me 4 months to pay off in full. I have never missed a payment or payed minimum balance on my loan or card and I make 34,500$ a year and my expenses are far less than my pay. I want to apply for another loan through my credit union but I am unsure of what I can ask for with only 4 6months credit history. My score was low 600s last I knew, but paying this loan off should boost it I think. Pretty sure it was low due to lack of history money tied up in loans. I would like it if I could go to $10,000 after paying this one off. If not buying brand new. Any tips advice is appreciated. PS I was turned down for a $5500 loan with a $2000 down payment but I still had my open auto loan and less history even than I have now. Hope that helps.
No credit & recent college grad. Need a auto loan...help!?
Please help.... I am a first time buyer, I need a loan so I can finance a used vehicle. I don't own credit cards and I have student loans I am paying off basically I don't have credit. I have a full time job, and a down payment saved $800 1,000 Can I still get an auto loan? Is it better for someone like me to go through a franchise dealer or independent dealer?Most banks require the loan minimum of $7,500 U.S. & the car must be 7 years old or younger . BUT I also know some dealers can help you try to get a loan as well. I am afraid my APR is going to be way too high? Any recommendations or helpful insight...thank you
Auto loan through my credit union?
Okay so Ive had 2 loans through my credit union 1st one is done paid off never had a late payment 2nd one I'm still paying and owe about 2000$ more and haven't had a late payment. The current loan I have is on my car and I want to sell my car for 2500$ and pay off my loan? Would this be possible? And if so what are my chances of then getting another loan for a newer car for probably 6500$? I have never had late payments on my loans so I'm wondering if this would be fairly easy or would the chances be slim to get another car loan?I want to get an 2003 Audi A4.
Auto loan for debt consolidation?
I have less than perfect credit, and I was wondering if I could apply for an auto loan in order to consolidate and pay off all my payday loan debt of about $5000? Ive tried getting personal loans but I can't get approved anywhere, and I need a solution fast because all my payments are about to be due.
Is a credit check for a auto loan different from a personal credit check?
I recently bough a new truck, and when they did a credit check, they said my score was a 628, when I got home I checked all three credit scores, and they were all above 720. So I called the dealer, and they said that auto loans were calculated differently???? Is this true?
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