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Does your parents insurance go up when you get your permit?
I want to get my permit but my parents don't want there insurance going up, I know it goes up when I get my license but does it when I get my permit,???

If i have sr22 insurance and someone else hits me ?


If life insurance policy expired 3 days before the persons death, could we seek compensation/?


DO I pay for my eye exam and insurance pays me back or does insurance just pay when i get to there?
Okay so Im 17 and on my dad's insurance. 1st. if i call the eye exam place will they be able to tell me if my dads policy covers the eye exam on the phone? and b. will i have to pay for the eye exam and then insurance pays me back or do i just bring my card and maybe a co pay? will they be able to tell me all this when i call them on the phone?

Is cigna ppo plan insurance that much better than medi-cal in california?
i pay $50 every 2 weeks for cigna ppo.i'm planning to use it for check ups,emergencies,dental braces,and eye contacts pretty much.does medi cal cover the same things as well?how big is the difference between cigna and medi cal?is it worth the extra $100 a month,when medical is free?my friend said the only difference is that when you're at any doctors or dentist,they take people with insurance priority.i know i have to qualify for medi cal,but if i do,is it about the same as cigna?

Health insurance PLEASE HELP ASAP?
This is my first insurance plan so please forgive my panic. Im really not understanding how copayments work. I work odd hours and have been unable to call my provider the past 3 4 days within business hours and I just got my insurance this week. I need serious help Ive looked on every help menu, taken the insurance 101 course, google searched, and yahoo answer I could possibly find. I read and reread the coverage policy and am very frustrated. I have Blue Cross Blue Shield Illinois PPO. I think I understand how the deductible works, I have to pay $550 in a benefit pay period according to my booklet before Blue Cross Blue Shield will pay for the " 80 % after deductible" but the literature in my book is very confusing. FOR INSTANCE. I made an appointment with a chiropractor that is in my network and close to home. My coverage in my " Enrollment Guide Jan 1, 2012" says Individual Coverage DeductibleProgram deductible does not apply to services that have a copayment. The deductibles are separate but credit one another. PPO in network $550 Physician ServicesPhysician Office VisitsOne copayment per day when you receive services from a Family Practice, Internal Medicine, OB GYN, or Pediatrician. Surgeries, therapies, and certain diagnostic procedures performed in a physician's office may be subject to the deductible and or coinsurance, including mental health and substance abuse services. $25 copay, then 100 %One copayment per day when you receive services from a specialist. Surgeries, therapies, and other diagnostic procedures may be subject to the deductible and or coinsurance. $40 copay, then 100 % Additional ServicesMuscle Manipulation ServicesCoverage for spinal and muscle manipulation services provided by a physician or a chiropractor. Related office visits are paid the same as other Physician Office Visits. $500 maximum per calendar year. 80 % after deductible. Does not apply to any out of pocket limits.SO does this mean I have to pay full price for my chiropractor service because I have not reached my deductible? or do I pay $25 because it is a " Physician Office Visit" or do I pay $40 because it is a specialist?Also, What types of tests are not covered by my specific plan? I need to see a Endocrinologist in which I will need blood work, xrays, and possibly other types of scans. However, in the Specialist Physician Office Visit description it says " Surgeries, therapies, and other diagnostic procedures may be subject to the deductible and or coinsurance. $40 copay then 100 %." Does that mean I pay $40 copay plus 80 % deductible covered then 100 %? Im not sure what 100 % of exactly what I am supposed to be paying for. How do I know or find out how much I am supposed to pay and what applies or is covered and what does not apply or get covered according to my specific coverage? PLEASE HELP

Can my dad take money out of my life insurance?
My dads an alcoholic, he doesn't work so he has no money. My mom stopped him from getting money from the bank and money on house payments. Now we find out he got 20,000. My mom has a strong feeling he took money out of my life insurance or my brothers since we both are the only ones who have life insurance. Im 19 my bro is 21, dont we own all the money now since we both are adults?Thanks I dont really understand this life insurance thing. D

What might a million dollar life insurance policy cost for an 87 year old man?
In good health

Dental insurance "waiting periods"?
I am very upset. I just got a bill from my dentist in the mail claiming my wisdom teeth extraction because of " waiting period" .I had previously contacted a dentist in town I am new to this town and they told me my dentist would reimburse me if I had a procedure done. I later found out they weren't in my network, so I cancelled the appointment. But the point is they TOLD me. I don't understand why my current dentist didn't tell me this if it was a possibility. I cannot afford to pay $1100 on top of the $900 I just paid for what insurance wouldn't " cover" .Someone please tell me what is going on.I am still young and relatively new to my own insurance. I asked my current dentists worker lady if there would be any issues with having to wait and they told me no, that all I would have to pay is $900. If you are going to be a dick please don't respond to my question. This is why I hardly use Yahoo answers anymore. Please All I asked for was a simple explanation of waiting periods. I have asked several other people in my " real life" and even they don't realize what they are. I had checked my book for my coverage and it said it was effective after 181 days. THAT is where the confusion lies. I don't even know why I bothered coming to Yahoo answers. Every single time I ask any question on here I have to be on the defense because, generally, people are very rude on here. You can all get a life and continue your " top contributing" behind your little computer screens. None of you are getting top answer and when people ask for help don't treat them like idiots. We all live and learn and make mistakes and you don't have to talk down to anyone. I doubt you would speak like a sarcastic jerk to anyone in real life.

What is insurance?Explain?
I mean what is malpractice insurance, car insurance ,health insurance, etc. Please explain is simple, clear and easy words.

Can a business have insurance if they are not officially registered as a business?
My brother works for a roofer and he is the only employee his friend owns the " business" but I checked with the department of taxation in my state and the name of his business was registered in 2006 as an llc by my brother's friend but forfeited that same year due to not filing a tax return. My question is if they are not officially a business anymore basically they're just a couple guys doing some roofing work on the side is it possible for them to have liability or works comp insurance? I talked to my brother and he said that he has no idea whether his boss has insurance or not. Would an insurance company even talk to them if they were not officially a business?

My sister wants to go to rehab but doesn't have insurance. I want her to get help. Does Medicaid help w rehab?


If you scratched someone's bumper, does your insurance go up?
My mom scratched this lady's car on the bumper and that lady says that she has to pay her cash or else she'll tell our insurance company. I just wanna know that if she tells our insurance company does it go up?

What is the average price of teen insurance?


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