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Finance

Reliable financial recommendations and information for business and personal managment.

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What formulas are used for financial planning?
I need to know the specific excel formulas used by financial planners, this is for an assignment, not realy looking to go into the financial planning career.

Where can I learn proper personal financial planning?
I have financial goals in mind and I would like to know where I should start...

What is financial planning and what is its importance?
I heard about financial planning. I want to be clear about this concept. Will anyone explain it to me with its importance in investments.

401k and financial planning?
himy name is jerry, and i have questions regarding my 401k, which i have had for the last 6 years...i really know nothing about it, or how to manage the money in it....so my first question is who is a good company to call to discuss this with, and what should i expect to pay for a conseltation...?next question, i want to quit my job....do i need to speak with my HR department, or someone else, regarding my 401kand lastly, i keep hearing about gold....is this something i can use my 401k to buy?

What is the best personal personal financial planning company, towards buying a new home?
My Wife and I own a town home and would like to purchase a single family detached home. We are looking for a reliable financial planning company that will help us plan our finances towards buying a new home. Are there any suggested companies that might specialize in this type of financial planning?

Dad is nearing retirement age, advice on life insurance, financial planning?
As for my issue, a little background my Dad is nearing retirement age, still working full time as the sole earner between him and my Mom. He s been seriously overweight for many years, not suffered much in the way of health issues though odds are great that this will change, and relatively soon . Declared bankruptcy about seven years ago, so he s mostly debt free house will be paid off in two years, reasonable note on one vehicle problem is, he has little in the way of retirement and is woefully underinsured from a life policy standpoint 3 times current salary thru his employer . I m one of five kids, all of whom make a decent to good living albeit with families and the investment and insurance related responsibilities that come with them . Now for the question I d like to help advise him on how to improve his lot, from an insurance standpoint, but fear that his age 63 and weight over 300 makes this all but impossible via traditional means. Any ideas on how to get at this from a non traditional route i.e., supplemental coverage, investments, etc. ? I m sure that the kids can and would pitch in to help pay premiums and so forth, just have no idea what his options are at this time.

I am in need of help for the Kaplan financial planning assignment?
question 3 all , can anyone please shed some light

Is there any benefit of doing CFP ( certified financial planning ) course ?
Also suggest some courses similar or better than CFP ..

What degree would help with financial planning work?
I'm in high school and starting to think about college and my career. I was thinking about getting into financial planning. I want to start off with a bachelor's degree of some sort and eventually an MBA. I'm also interested in engineering. Should I get a bachelor's degree in engineering, or something like acounting? I've heard the undergraduate degree isn't as important for this field but it seems counter productive to go with something that is not finance related. Any imput would help, thanks

What is financial planning?


Future financial planning?
I am 29 years old and married, I earn 80k a month and my investments are only a LIC policy of 25K, which I pay annually,I am planning to buy a car around 4L of which I would be paying around 1.25L as down payment and remaining to be financed as bank loan for 3 yrs,Also would be going ahead for family planning this year, In addition to above I am planning to purchase a flat around 40L, by giving around 9L as down payment and remaining to get financed from bank, My query is that, given my future planning would it be a right decision to go ahead for owning a flat,considering the rise in cost of living ,Also I would mention that my wife is a complete homemaker.Thanks and Regards,Abhishek.

I am going for the financial planning programe to Canada, just wanted to know about the Job opportunities?
there, because i am really scared that people here are warning me that jobs in canada is not easy and very very tough one , please do suggest me and provide me any links to go though...

Role of education in successful financial planning?


Financial planning for housewife?
I am a stay at home mom wondering what financial planning strategies I should be considering. Have two small children and am in a stable and supportive marriage. I opened a Roth IRA, but never funded it because I felt overwhelmed with all the choices out there & got lost in the reams of rollover paperwork. Also wondering if there are good alternatives to 529s for the kiddies. I value backpacking across Europe just as much as college and worry that if money isn't spent in an approved way the penalties on 529s would outweigh the benefits. Thanks for your help

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